Staff

Nicole F. Munro

Nicole F. Munro

Editor in Chief - CARLAW

Dana Clarke

Dana Clarke

Editor in Chief, HouseLaw

Joseph E. Mayk

Joseph E. Mayk

Editor in Chief, HouseLaw

Catherine M. Brennan

Catherine M. Brennan

Editor in Chief, InstallmentLaw

Justin B. Hosie

Justin B. Hosie

Editor in Chief, InstallmentLaw

Nicole ("Nikki") F. Munro is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's CARLAW publication. Nikki counsels financial services providers on compliance with consumer financial services laws, including unfair, deceptive, and abusive acts or practices, as well as the investigations, rulemakings, and proceedings of the Consumer Financial Protection Bureau and the Federal Trade Commission. She also assists national and state banks, credit unions, and other licensed lenders, sales finance companies, and motor vehicles dealers in the development and maintenance of nationwide consumer automobile finance programs; online motor vehicle sales assistance programs; and electronic payment programs.

Nikki is a Fellow of the American College of Consumer Financial Services Lawyers. Nikki is the former chair of the American Bar Association's Business Law Section Consumer Financial Services Committee, and currently serves on the Business Law Section Council. Nikki is on the Governing Committee of the Conference on Consumer Finance Law. Nikki is a member of the National Association of Dealer Counsel; American Financial Services Association State Government Affairs and Vehicle Finance Subcommittees; and Women's Leadership Council. Nikki received her JD from the University of Maryland School of Law and holds a B.A. in Psychology from the University of Maryland at College Park.

Dana Clarke is a partner with Hudson Cook, LLP in the firm's California office and Co-Editor in Chief of CounselorLibrary.com's HouseLaw publication.  Dana's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers, licensed lenders, and other related entities and businesses in the development and maintenance of nationwide consumer finance programs, including federal and state compliance with lending, credit sales, privacy, licensing, and corporate governance.

Prior to joining Hudson Cook, Dana was Vice President, Secretary and General Counsel of H&R Block Mortgage Corporation where he represented management on corporate governance and business acts and practices, as well as compliance with federal and state mortgage, consumer credit, advertising, and privacy matters.  Dana earned his Juris Doctorate in 1997 from Suffolk University Law School and his Bachelors of Arts in 1994 from the University of Massachusetts.  Dana is a member of the American Bar Association. He is also a member of the bar in the states of Massachusetts, Connecticut and California.

Joseph ("Jed") E. Mayk is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com’s HouseLaw publication. Jed’s practice focuses on state and federal consumer finance regulatory compliance for banks and non-bank consumer credit providers, with a particular emphasis on mortgage lending and servicing. Jed advises clients on credit reporting, debt collection, unfair trade practice, privacy and data security, and electronic commerce laws and regulations.

Jed is a frequent speaker on mortgage regulatory compliance topics. Jed is a member of the American Bar Association Business Law Section’s Consumer Financial Services Committee. He is also a member of the Mortgage Bankers Association’s Legal Issues, Regulatory Compliance and Quality Assurance Committee. Jed is the former Chair of the Pennsylvania Bar Association’s Consumer Law Committee. Jed received his Juris Doctor, with Honors, in 1993 from Rutgers School of Law-Camden and his B.A. in International Relations, summa cum laude, in 1990 from St. Joseph’s University.

Cathy Brennan is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Cathy's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers and other licensed lenders in the development and maintenance of nationwide consumer mortgage and motor vehicle finance programs. She also engages in due diligence on behalf of investors of mortgage loan companies, mortgage loan servicers, Internet lenders, consumer finance companies, title loan companies, merchant cash advance companies, commercial lenders, peer to peer lenders and payday lenders.

Cathy received her Juris Doctorate from the State University of New York at Buffalo and her B.A. in English and Psychology from Fordham University. She is admitted to practice in the states of Maryland, New York and Pennsylvania.

Justin Hosie is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Justin focuses his practice on regulatory compliance for alternative financial service providers including consumer lenders, rent-to-own providers, pawnbrokers, and small business lenders. He is a frequent presenter to industry groups including CFSA, FiSCA, the Online Lenders Alliance, and the Payday Loan Bar Association. He has been named in Mid-South Super Lawyers as a Rising Star in banking law, and is AV rated by Martindale Hubbell.

Justin currently serves as Co-Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Task Force on Small Dollar Lending/Prepaid Cards. He is also Vice Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Pro Bono Subcommittee. He is also a member of the Florida Bar and the Tennessee, Chattanooga and Federal Bar Associations. Justin received his Juris Doctorate from Stetson University College of Law and his Bachelor of Arts in Political Science from the University of Kentucky.

Michael A. Goodman

Michael A. Goodman

Editor in Chief, PrivacyLaw

Eric L. Johnson

Eric L. Johnson

Editor in Chief, Spot Delivery

Rochelle B. Fowler

Rochelle B. Fowler

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw, Spot Delivery

Catherine Worthington

Catherine Worthington

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw

Michael J. Willer

Michael J. Willer

Vice President

Michael A. Goodman is a partner with Hudson Cook, LLP and Editor in chief of CounselorLibrary.com's PrivacyLaw publication. Michael's practice focuses on financial privacy law, electronic commerce and marketing issues, unfair and deceptive trade practices, and advertising. He currently serves as the Chair of the ABA's Federal and State Trade Practices subcommittee within the Business Law section's Consumer Financial Services committee.

Prior to joining Hudson Cook, Michael was a staff attorney in the Federal Trade Commission's Bureau of Consumer Protection. In that position, he coordinated FTC rulemaking efforts and litigated a variety of FTC consumer protection cases targeting business opportunity fraud, telemarketing fraud, and deceptive marketing of Internet access services. Michael earned his J.D. in 1999 from the University of Colorado School of Law and his B.A. in 1994 from Wesleyan University.

Eric L. Johnson is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's Spot Delivery publication. He assists national and state banks, savings associations, credit unions, mortgage bankers, other licensed lenders, motor vehicles dealers and automotive finance companies in the development and maintenance of nationwide consumer mortgage and automobile finance programs; online motor vehicle sales programs; litigation funding programs; and electronic payment programs. Eric also assists DMS providers of documents and software with federal and state law compliance. He provides responses to regulator examinations; provides comments on proposed statutes and regulations to legislators and regulators; and assists financial services creditors with statutory and regulatory changes occasioned by the Dodd-Frank Act and FTC Act. Eric also assists financial services providers on e-commerce and information technology issues.

Eric serves as Chair to the Legal Committee for the National Automotive Finance Association and is a co-founder and co-instructor of their Consumer Credit Compliance Certification Program. Eric is a Fellow of the American College of Consumer Financial Services Lawyers. Eric also serves as Vice President of Membership on the Governing Committee for The Conference on Consumer Finance Law and as Update Chair of the Financial Institutions and Commercial Law Section of the Oklahoma Bar Association. Eric speaks frequently across the country on the legal and business issues shaping the financial services industry. He is listed in the 2020 edition of The Best Lawyers in America® in the practice areas of Banking and Finance Law, Commercial Litigation and Litigation-Banking & Finance. Eric received his JD from Oklahoma City University School of Law and holds a B.S. in Accounting from Oklahoma State University.

Shelley B. Fowler is a Managing Editor of our CARLAW, HouseLaw, PrivacyLawInstallmentLaw, and Spot Delivery publications. Shelley joined Hudson Cook, LLP and CounselorLibrary.com, LLC upon their inception in 1997. Before joining Hudson Cook, LLP and CounselorLibrary.com, LLC, Shelley was an associate with Venable, Baetjer and Howard, LLP in Baltimore and a member of the firm's Creditors' Rights Group. Shelley graduated from The University of North Carolina at Chapel Hill in 1984 with a B.A. in Journalism. Shelley later earned her J.D. in 1987, with honors, from the University of Maryland School of Law, where she was a staff member of the University of Maryland Law Review. Shelley is a member of the Maryland Bar.

Catherine Worthington is a Managing Editor of our CARLAW, HouseLaw, PrivacyLaw, and InstallmentLaw publications. Catherine joined CounselorLibrary.com, LLC in 2005 to work full time on the publications. Before joining CounselorLibrary.com, LLC, Catherine worked with MyLawyer.com, LLC, a legal information website, as a developer of state-specific interactive legal documents for pro se litigants. Catherine graduated, with honors, from James Madison University in 1994 with a B.S. in Psychology. Catherine later earned her J.D. in 2002, with honors, from the University of Baltimore School of Law, where she was a staff member of the University of Baltimore Law Review and a research assistant for a Commercial Law professor. Catherine is a member of the American Bar Association and the Maryland Bar.

Michael J. Willer is vice president of CounselorLibrary.com, LLC. Mike has over 20 years of direct sales and consulting experience to the financial compliance industry. He has a unique sensitivity to compliance issues as they relate to your business operations. Mike's multiyear exposure with nationwide business, compliance and legal departments within the top financial organizations in the country combined with his MBA from Capital University in Columbus, Ohio help him create and implement strategies that are beneficial for CounselorLibrary.com, LLC and its clients.

Brian Hudson

Brian Hudson

Web Development & Design

 

 

 

Brian Hudson is the Senior Web Developer for CounselorLibrary.com, LLC. Brian joined the company in 1999 and is responsible for all aspects of CounselorLibrary's website development, maintenance and support. He welcomes your comments and suggestions on how to improve the company's online products.

Nicole F. Munro

Nicole F. Munro

Editor in Chief - CARLAW

Dana Clarke

Dana Clarke

Editor in Chief, HouseLaw

Joseph E. Mayk

Joseph E. Mayk

Editor in Chief, HouseLaw

Catherine M. Brennan

Catherine M. Brennan

Editor in Chief, InstallmentLaw

Nicole ("Nikki") F. Munro is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's CARLAW publication. Nikki counsels financial services providers on compliance with consumer financial services laws, including unfair, deceptive, and abusive acts or practices, as well as the investigations, rulemakings, and proceedings of the Consumer Financial Protection Bureau and the Federal Trade Commission. She also assists national and state banks, credit unions, and other licensed lenders, sales finance companies, and motor vehicles dealers in the development and maintenance of nationwide consumer automobile finance programs; online motor vehicle sales assistance programs; and electronic payment programs.

Nikki is a Fellow of the American College of Consumer Financial Services Lawyers. Nikki is the former chair of the American Bar Association's Business Law Section Consumer Financial Services Committee, and currently serves on the Business Law Section Council. Nikki is on the Governing Committee of the Conference on Consumer Finance Law. Nikki is a member of the National Association of Dealer Counsel; American Financial Services Association State Government Affairs and Vehicle Finance Subcommittees; and Women's Leadership Council. Nikki received her JD from the University of Maryland School of Law and holds a B.A. in Psychology from the University of Maryland at College Park.

Dana Clarke is a partner with Hudson Cook, LLP in the firm's California office and Co-Editor in Chief of CounselorLibrary.com's HouseLaw publication.  Dana's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers, licensed lenders, and other related entities and businesses in the development and maintenance of nationwide consumer finance programs, including federal and state compliance with lending, credit sales, privacy, licensing, and corporate governance.

Prior to joining Hudson Cook, Dana was Vice President, Secretary and General Counsel of H&R Block Mortgage Corporation where he represented management on corporate governance and business acts and practices, as well as compliance with federal and state mortgage, consumer credit, advertising, and privacy matters.  Dana earned his Juris Doctorate in 1997 from Suffolk University Law School and his Bachelors of Arts in 1994 from the University of Massachusetts.  Dana is a member of the American Bar Association. He is also a member of the bar in the states of Massachusetts, Connecticut and California.

Joseph ("Jed") E. Mayk is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com’s HouseLaw publication. Jed’s practice focuses on state and federal consumer finance regulatory compliance for banks and non-bank consumer credit providers, with a particular emphasis on mortgage lending and servicing. Jed advises clients on credit reporting, debt collection, unfair trade practice, privacy and data security, and electronic commerce laws and regulations.

Jed is a frequent speaker on mortgage regulatory compliance topics. Jed is a member of the American Bar Association Business Law Section’s Consumer Financial Services Committee. He is also a member of the Mortgage Bankers Association’s Legal Issues, Regulatory Compliance and Quality Assurance Committee. Jed is the former Chair of the Pennsylvania Bar Association’s Consumer Law Committee. Jed received his Juris Doctor, with Honors, in 1993 from Rutgers School of Law-Camden and his B.A. in International Relations, summa cum laude, in 1990 from St. Joseph’s University.

Cathy Brennan is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Cathy's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers and other licensed lenders in the development and maintenance of nationwide consumer mortgage and motor vehicle finance programs. She also engages in due diligence on behalf of investors of mortgage loan companies, mortgage loan servicers, Internet lenders, consumer finance companies, title loan companies, merchant cash advance companies, commercial lenders, peer to peer lenders and payday lenders.

Cathy received her Juris Doctorate from the State University of New York at Buffalo and her B.A. in English and Psychology from Fordham University. She is admitted to practice in the states of Maryland, New York and Pennsylvania.

Justin B. Hosie

Justin B. Hosie

Editor in Chief, InstallmentLaw

Michael A. Goodman

Michael A. Goodman

Editor in Chief, PrivacyLaw

Eric L. Johnson

Eric L. Johnson

Editor in Chief, Spot Delivery

Rochelle B. Fowler

Rochelle B. Fowler

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw, Spot Delivery

Justin Hosie is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Justin focuses his practice on regulatory compliance for alternative financial service providers including consumer lenders, rent-to-own providers, pawnbrokers, and small business lenders. He is a frequent presenter to industry groups including CFSA, FiSCA, the Online Lenders Alliance, and the Payday Loan Bar Association. He has been named in Mid-South Super Lawyers as a Rising Star in banking law, and is AV rated by Martindale Hubbell.

Justin currently serves as Co-Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Task Force on Small Dollar Lending/Prepaid Cards. He is also Vice Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Pro Bono Subcommittee. He is also a member of the Florida Bar and the Tennessee, Chattanooga and Federal Bar Associations. Justin received his Juris Doctorate from Stetson University College of Law and his Bachelor of Arts in Political Science from the University of Kentucky.

Michael A. Goodman is a partner with Hudson Cook, LLP and Editor in chief of CounselorLibrary.com's PrivacyLaw publication. Michael's practice focuses on financial privacy law, electronic commerce and marketing issues, unfair and deceptive trade practices, and advertising. He currently serves as the Chair of the ABA's Federal and State Trade Practices subcommittee within the Business Law section's Consumer Financial Services committee.

Prior to joining Hudson Cook, Michael was a staff attorney in the Federal Trade Commission's Bureau of Consumer Protection. In that position, he coordinated FTC rulemaking efforts and litigated a variety of FTC consumer protection cases targeting business opportunity fraud, telemarketing fraud, and deceptive marketing of Internet access services. Michael earned his J.D. in 1999 from the University of Colorado School of Law and his B.A. in 1994 from Wesleyan University.

Eric L. Johnson is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's Spot Delivery publication. He assists national and state banks, savings associations, credit unions, mortgage bankers, other licensed lenders, motor vehicles dealers and automotive finance companies in the development and maintenance of nationwide consumer mortgage and automobile finance programs; online motor vehicle sales programs; litigation funding programs; and electronic payment programs. Eric also assists DMS providers of documents and software with federal and state law compliance. He provides responses to regulator examinations; provides comments on proposed statutes and regulations to legislators and regulators; and assists financial services creditors with statutory and regulatory changes occasioned by the Dodd-Frank Act and FTC Act. Eric also assists financial services providers on e-commerce and information technology issues.

Eric serves as Chair to the Legal Committee for the National Automotive Finance Association and is a co-founder and co-instructor of their Consumer Credit Compliance Certification Program. Eric is a Fellow of the American College of Consumer Financial Services Lawyers. Eric also serves as Vice President of Membership on the Governing Committee for The Conference on Consumer Finance Law and as Update Chair of the Financial Institutions and Commercial Law Section of the Oklahoma Bar Association. Eric speaks frequently across the country on the legal and business issues shaping the financial services industry. He is listed in the 2020 edition of The Best Lawyers in America® in the practice areas of Banking and Finance Law, Commercial Litigation and Litigation-Banking & Finance. Eric received his JD from Oklahoma City University School of Law and holds a B.S. in Accounting from Oklahoma State University.

Shelley B. Fowler is a Managing Editor of our CARLAW, HouseLaw, PrivacyLawInstallmentLaw, and Spot Delivery publications. Shelley joined Hudson Cook, LLP and CounselorLibrary.com, LLC upon their inception in 1997. Before joining Hudson Cook, LLP and CounselorLibrary.com, LLC, Shelley was an associate with Venable, Baetjer and Howard, LLP in Baltimore and a member of the firm's Creditors' Rights Group. Shelley graduated from The University of North Carolina at Chapel Hill in 1984 with a B.A. in Journalism. Shelley later earned her J.D. in 1987, with honors, from the University of Maryland School of Law, where she was a staff member of the University of Maryland Law Review. Shelley is a member of the Maryland Bar.

Catherine Worthington

Catherine Worthington

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw

Michael J. Willer

Michael J. Willer

Vice President

Brian Hudson

Brian Hudson

Web Development & Design

 

Catherine Worthington is a Managing Editor of our CARLAW, HouseLaw, PrivacyLaw, and InstallmentLaw publications. Catherine joined CounselorLibrary.com, LLC in 2005 to work full time on the publications. Before joining CounselorLibrary.com, LLC, Catherine worked with MyLawyer.com, LLC, a legal information website, as a developer of state-specific interactive legal documents for pro se litigants. Catherine graduated, with honors, from James Madison University in 1994 with a B.S. in Psychology. Catherine later earned her J.D. in 2002, with honors, from the University of Baltimore School of Law, where she was a staff member of the University of Baltimore Law Review and a research assistant for a Commercial Law professor. Catherine is a member of the American Bar Association and the Maryland Bar.

Michael J. Willer is vice president of CounselorLibrary.com, LLC. Mike has over 20 years of direct sales and consulting experience to the financial compliance industry. He has a unique sensitivity to compliance issues as they relate to your business operations. Mike's multiyear exposure with nationwide business, compliance and legal departments within the top financial organizations in the country combined with his MBA from Capital University in Columbus, Ohio help him create and implement strategies that are beneficial for CounselorLibrary.com, LLC and its clients.

Brian Hudson is the Senior Web Developer for CounselorLibrary.com, LLC. Brian joined the company in 1999 and is responsible for all aspects of CounselorLibrary's website development, maintenance and support. He welcomes your comments and suggestions on how to improve the company's online products.

Nicole F. Munro

Nicole F. Munro

Editor in Chief - CARLAW

Dana Clarke

Dana Clarke

Editor in Chief, HouseLaw

Joseph E. Mayk

Joseph E. Mayk

Editor in Chief, HouseLaw

Nicole ("Nikki") F. Munro is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's CARLAW publication. Nikki counsels financial services providers on compliance with consumer financial services laws, including unfair, deceptive, and abusive acts or practices, as well as the investigations, rulemakings, and proceedings of the Consumer Financial Protection Bureau and the Federal Trade Commission. She also assists national and state banks, credit unions, and other licensed lenders, sales finance companies, and motor vehicles dealers in the development and maintenance of nationwide consumer automobile finance programs; online motor vehicle sales assistance programs; and electronic payment programs.

Nikki is a Fellow of the American College of Consumer Financial Services Lawyers. Nikki is the former chair of the American Bar Association's Business Law Section Consumer Financial Services Committee, and currently serves on the Business Law Section Council. Nikki is on the Governing Committee of the Conference on Consumer Finance Law. Nikki is a member of the National Association of Dealer Counsel; American Financial Services Association State Government Affairs and Vehicle Finance Subcommittees; and Women's Leadership Council. Nikki received her JD from the University of Maryland School of Law and holds a B.A. in Psychology from the University of Maryland at College Park.

Dana Clarke is a partner with Hudson Cook, LLP in the firm's California office and Co-Editor in Chief of CounselorLibrary.com's HouseLaw publication.  Dana's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers, licensed lenders, and other related entities and businesses in the development and maintenance of nationwide consumer finance programs, including federal and state compliance with lending, credit sales, privacy, licensing, and corporate governance.

Prior to joining Hudson Cook, Dana was Vice President, Secretary and General Counsel of H&R Block Mortgage Corporation where he represented management on corporate governance and business acts and practices, as well as compliance with federal and state mortgage, consumer credit, advertising, and privacy matters.  Dana earned his Juris Doctorate in 1997 from Suffolk University Law School and his Bachelors of Arts in 1994 from the University of Massachusetts.  Dana is a member of the American Bar Association. He is also a member of the bar in the states of Massachusetts, Connecticut and California.

Joseph ("Jed") E. Mayk is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com’s HouseLaw publication. Jed’s practice focuses on state and federal consumer finance regulatory compliance for banks and non-bank consumer credit providers, with a particular emphasis on mortgage lending and servicing. Jed advises clients on credit reporting, debt collection, unfair trade practice, privacy and data security, and electronic commerce laws and regulations.

Jed is a frequent speaker on mortgage regulatory compliance topics. Jed is a member of the American Bar Association Business Law Section’s Consumer Financial Services Committee. He is also a member of the Mortgage Bankers Association’s Legal Issues, Regulatory Compliance and Quality Assurance Committee. Jed is the former Chair of the Pennsylvania Bar Association’s Consumer Law Committee. Jed received his Juris Doctor, with Honors, in 1993 from Rutgers School of Law-Camden and his B.A. in International Relations, summa cum laude, in 1990 from St. Joseph’s University.

Catherine M. Brennan

Catherine M. Brennan

Editor in Chief, InstallmentLaw

Justin B. Hosie

Justin B. Hosie

Editor in Chief, InstallmentLaw

Michael A. Goodman

Michael A. Goodman

Editor in Chief, PrivacyLaw

Cathy Brennan is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Cathy's practice includes assisting national and state banks, investment banks, commercial finance companies, savings associations, mortgage bankers and other licensed lenders in the development and maintenance of nationwide consumer mortgage and motor vehicle finance programs. She also engages in due diligence on behalf of investors of mortgage loan companies, mortgage loan servicers, Internet lenders, consumer finance companies, title loan companies, merchant cash advance companies, commercial lenders, peer to peer lenders and payday lenders.

Cathy received her Juris Doctorate from the State University of New York at Buffalo and her B.A. in English and Psychology from Fordham University. She is admitted to practice in the states of Maryland, New York and Pennsylvania.

Justin Hosie is a partner with Hudson Cook, LLP and Co-Editor in Chief of CounselorLibrary.com's InstallmentLaw publication. Justin focuses his practice on regulatory compliance for alternative financial service providers including consumer lenders, rent-to-own providers, pawnbrokers, and small business lenders. He is a frequent presenter to industry groups including CFSA, FiSCA, the Online Lenders Alliance, and the Payday Loan Bar Association. He has been named in Mid-South Super Lawyers as a Rising Star in banking law, and is AV rated by Martindale Hubbell.

Justin currently serves as Co-Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Task Force on Small Dollar Lending/Prepaid Cards. He is also Vice Chair of the American Bar Association's Section of Business Law - Consumer Finance Committee, Pro Bono Subcommittee. He is also a member of the Florida Bar and the Tennessee, Chattanooga and Federal Bar Associations. Justin received his Juris Doctorate from Stetson University College of Law and his Bachelor of Arts in Political Science from the University of Kentucky.

Michael A. Goodman is a partner with Hudson Cook, LLP and Editor in chief of CounselorLibrary.com's PrivacyLaw publication. Michael's practice focuses on financial privacy law, electronic commerce and marketing issues, unfair and deceptive trade practices, and advertising. He currently serves as the Chair of the ABA's Federal and State Trade Practices subcommittee within the Business Law section's Consumer Financial Services committee.

Prior to joining Hudson Cook, Michael was a staff attorney in the Federal Trade Commission's Bureau of Consumer Protection. In that position, he coordinated FTC rulemaking efforts and litigated a variety of FTC consumer protection cases targeting business opportunity fraud, telemarketing fraud, and deceptive marketing of Internet access services. Michael earned his J.D. in 1999 from the University of Colorado School of Law and his B.A. in 1994 from Wesleyan University.

Eric L. Johnson

Eric L. Johnson

Editor in Chief, Spot Delivery

Rochelle B. Fowler

Rochelle B. Fowler

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw, Spot Delivery

Catherine Worthington

Catherine Worthington

Managing Editor - CARLAW, HouseLaw, PrivacyLaw, InstallmentLaw

Eric L. Johnson is a partner with Hudson Cook, LLP and Editor in Chief of CounselorLibrary.com's Spot Delivery publication. He assists national and state banks, savings associations, credit unions, mortgage bankers, other licensed lenders, motor vehicles dealers and automotive finance companies in the development and maintenance of nationwide consumer mortgage and automobile finance programs; online motor vehicle sales programs; litigation funding programs; and electronic payment programs. Eric also assists DMS providers of documents and software with federal and state law compliance. He provides responses to regulator examinations; provides comments on proposed statutes and regulations to legislators and regulators; and assists financial services creditors with statutory and regulatory changes occasioned by the Dodd-Frank Act and FTC Act. Eric also assists financial services providers on e-commerce and information technology issues.

Eric serves as Chair to the Legal Committee for the National Automotive Finance Association and is a co-founder and co-instructor of their Consumer Credit Compliance Certification Program. Eric is a Fellow of the American College of Consumer Financial Services Lawyers. Eric also serves as Vice President of Membership on the Governing Committee for The Conference on Consumer Finance Law and as Update Chair of the Financial Institutions and Commercial Law Section of the Oklahoma Bar Association. Eric speaks frequently across the country on the legal and business issues shaping the financial services industry. He is listed in the 2020 edition of The Best Lawyers in America® in the practice areas of Banking and Finance Law, Commercial Litigation and Litigation-Banking & Finance. Eric received his JD from Oklahoma City University School of Law and holds a B.S. in Accounting from Oklahoma State University.

Shelley B. Fowler is a Managing Editor of our CARLAW, HouseLaw, PrivacyLawInstallmentLaw, and Spot Delivery publications. Shelley joined Hudson Cook, LLP and CounselorLibrary.com, LLC upon their inception in 1997. Before joining Hudson Cook, LLP and CounselorLibrary.com, LLC, Shelley was an associate with Venable, Baetjer and Howard, LLP in Baltimore and a member of the firm's Creditors' Rights Group. Shelley graduated from The University of North Carolina at Chapel Hill in 1984 with a B.A. in Journalism. Shelley later earned her J.D. in 1987, with honors, from the University of Maryland School of Law, where she was a staff member of the University of Maryland Law Review. Shelley is a member of the Maryland Bar.

Catherine Worthington is a Managing Editor of our CARLAW, HouseLaw, PrivacyLaw, and InstallmentLaw publications. Catherine joined CounselorLibrary.com, LLC in 2005 to work full time on the publications. Before joining CounselorLibrary.com, LLC, Catherine worked with MyLawyer.com, LLC, a legal information website, as a developer of state-specific interactive legal documents for pro se litigants. Catherine graduated, with honors, from James Madison University in 1994 with a B.S. in Psychology. Catherine later earned her J.D. in 2002, with honors, from the University of Baltimore School of Law, where she was a staff member of the University of Baltimore Law Review and a research assistant for a Commercial Law professor. Catherine is a member of the American Bar Association and the Maryland Bar.

Michael J. Willer

Michael J. Willer

Vice President

Brian Hudson

Brian Hudson

Web Development & Design

 

Michael J. Willer is vice president of CounselorLibrary.com, LLC. Mike has over 20 years of direct sales and consulting experience to the financial compliance industry. He has a unique sensitivity to compliance issues as they relate to your business operations. Mike's multiyear exposure with nationwide business, compliance and legal departments within the top financial organizations in the country combined with his MBA from Capital University in Columbus, Ohio help him create and implement strategies that are beneficial for CounselorLibrary.com, LLC and its clients.

Brian Hudson is the Senior Web Developer for CounselorLibrary.com, LLC. Brian joined the company in 1999 and is responsible for all aspects of CounselorLibrary's website development, maintenance and support. He welcomes your comments and suggestions on how to improve the company's online products.


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