Mortgage Banks

Mortgage Banks covers consumer-purpose residential mortgage lending laws from the perspective of a depository institution (i.e. state bank, state savings bank or state savings and loan association) chartered in each state. The following types of mortgage products are covered:

  • closed end loans
  • open-end lines of credit
  • first and junior lien
  • purchase money and non-purchase money

The responses are based on the law applicable to a state-chartered depository institution in each state. In addition, Mortgage Banks includes all potential federal preemptions that can affect a depository institution's choice of applicable laws, whether the depository institution is lending within the state, is exporting out of the state or is exporting into the state. The product addresses issues in a question/answer format. The questions relate to licensing, fee and payment limitations, disclosures, titling and security interests, recordkeeping, collections, and other pertinent issues.

For a personal guided tour and trial, please contact Michael Willer at 614-855-0505 or by email at

A monthly, multi-faceted legal reporting service for legal compliance professionals and law firms in the consumer unsecured and personal property-secured lending industry interested in installment lending, student lending, payday lending, title lending, pawn transactions, prepaid cards, and open-end lines of credit, including credit cards.

For a demonstration and free trial of our latest legal reporter, please contact Mike Willer at (614) 855-0505. Click here for more info.