Consumer Credit and Privacy Compliance
Online research tools to manage compliance with federal and state laws and regulations
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Last Week, This Morning®
Key developments from the past week in consumer and commercial finance and privacy law.
Service Provider for Auto Dealers Suffers Data Breach
State AGs Urge Congressional Leaders to Reject Proposals for Federal Ban on State AI Laws
Maryland Office of Financial Regulation Designates "Innovation Contact" Within Agency
Advertising and Marketing Firms Can Be Considered Data Brokers in California if They Collect and Sell Personal Information
State AGs Seek Information from Largest BNPL Providers
OCC Proposes Rule to Rescind Certain Data Collection Requirements for National Banks
FTC Announces Permanent Ban against Business Financing Company and CEO for Alleged Violations of FTC Act, Telemarketing Sales Rule, and Consumer Review Fairness Act
California Privacy Protection Agency Intensifies Investigations of Data Brokers and Finalizes Rules Implementing Data Deletion Mechanism for Consumers
California Reaches $1 Million Settlement with Lender for Issuing Loans at Unlawful Rates
CFPB Anticipates Exhausting Its Available Funding by Early 2026
CFPB Proposes Dramatically Scaled-Back 1071 Small Business Data Collection Rule
Tenth Circuit Lifts Preliminary Injunction that Enjoined Colorado from Enforcing DIDMCA Opt-Out
CFPB Requests Comment on Proposed Rule Amending Reg. B
Texas OCCC Will Hold Webinar on Rulemaking Implementing Sales-Based Financing Law
Hudson Cook Insights
Today's Trends in Credit Regulation
California Enacts the Combating Auto Retail Scams (CARS) Act
By Dana F. Clarke
On October 6, California Governor Gavin Newsom signed Senate Bill 766—the California Combating Auto Retail Scams (CARS) Act—which purports to help make the car-buying process more transparent and strengthen consumer protection laws, including by preventing car retailers from tacking on add-on services and other features that do not benefit car buyers or lessees. article continued
Consumer Financial Services Bites of the Month - November 19, 2025 - "November Rain with the CFPB"
By Justin B. Hosie, Eric L. Johnson and Kristen Yarows
In this month's article, we share some of our top "bites" covered during the November 2025 webinar. article continued
DOJ Settles with Auto Finance Company Accused of Illegally Repossessing Servicemembers' Vehicles
By Eric D. Mulligan
The settlement also requires New City to pay restitution and penalties. Specifically, New City must pay $60,000 in restitution to resolve the claims of improper repossessions between June 16, 2018, and August 18, 2023. New City must also submit an electronically searchable list of its repossessions between August 19, 2023, and September 29, 2025. article continued