Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

April 2022

CFPB Expands UDAAP Authority to Include Discrimination

By Latif Zaman and Kristen Yarows

On March 16, 2022, the Consumer Financial Protection Bureau ("CFPB") announced in a press release changes to its supervisory operations that may dramatically expand the reach of the CFPB's anti-discrimination mandate. article continued

Breaking Down the FTC's Hard-Press Against CafePress: Five Takeaways from the Recent FTC Action

By K. Dailey Wilson and Frank Conlon

The Federal Trade Commission ("FTC") recently took action against CafePress, an online customized merchandise platform, for violations stemming from its data security practices. See In re Residual Pumpkin Entity, LLC (d/b/a CafePress). article continued

CFPB Bites of the Month - April Top 10

By Justin B. Hosie and Eric L. Johnson

We thank you for reading our Top 10 and listening to our CFPB Bites of the Month webinars over the past two years. In this month's article, we share some of our top "bites" for the prior month covered during the April 20 webinar. article continued

CFPB Seeks Information on "Junk Fees" Charged by Providers of Consumer Financial Products or Services

By Frank H. Bishop, Jr.

On January 26, the Consumer Financial Protection Bureau issued a "Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services." article continued

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