Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

March 2021

GAP Refunds: What's Old is New Again

By Catharine S. Andricos

Over the last decade, as more and more states have enacted laws governing guaranteed automobile protection products, compliance with state GAP laws has been a regular topic of discussion between consumer financial services companies and their compliance attorneys. The companies' compliance requests vary depending on the complexity of each company's operations. article continued

CFPB Bites of the Month -March Top 10

By Eric Johnson, Christopher Capurso, and Justin Hosie

Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the Consumer Financial Protection Bureau (CFPB) for financial services providers to consider. In this month's article, we share some of our top "bites" covered during the March 17 webinar. article continued

For FDCPA Litigators, New Lessons on Standing

By Mark E. Rooney

The doctrine of standing—determining who is a proper plaintiff to bring a particular lawsuit—seems straightforward. Most lawyers are familiar with the multi-pronged test flowing from the Supreme Court's 1992 decision in Lujan v. Defenders of Wildlife: To have standing, a plaintiff must demonstrate an injury-in-fact, caused by the alleged wrongdoing, and capable of redress by the court. article continued

Calling His Shots - Acting Director Shares His Vision for Aggressive CFPB

By Eric L. Johnson

If you're a baseball fan, you probably know that it's one of the most disputed stories in all of sports - did Babe Ruth call his home run off the Cubs' Charlie Root in the '32 World Series? The story goes that just before strikes one and two, Babe reportedly pointed to the stands, telling the pitcher and everyone watching the game just where he was going to hit the baseball, and then smashing a home run to the deepest part of center field. article continued

Sign Up for Hudson Cook Insights

Article Archive

2021   2020   2019   2018   2017   2016   2015   2014   2013   2012   2011   2010   2009, LLC, provides articles on its website written by attorneys with Hudson Cook, LLP, and by other authors, for information purposes only., LLC, and Hudson Cook, LLP, do not warrant the accuracy or completeness of the articles, and have no duty to correct or update information contained on the website. The views and opinions contained in the articles do not constitute the views and opinions of, LLC, or Hudson Cook, LLP. Such articles do not constitute legal advice from such authors or from Hudson Cook, LLP, or, LLC. For legal advice on a matter, one should seek the advice of legal counsel.