Consumer Credit and Privacy Compliance

Online research tools to manage compliance with federal and state laws and regulations

CounselorLibrary.com, LLC, an affiliate of the law firm of Hudson Cook, LLP, is the leading compliance resource for the consumer financial services and privacy industries, providing comprehensive coverage and analysis of federal and state laws, regulations, and litigation. Select a category below, or view all products.

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Auto Law Compliance - Learn More
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Mortgage Law Compliance - Learn More
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Installment Law Compliance - Learn More
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2022 Financial Services Conference

November 7-9, 2022

Save the Date! Our eighteenth annual Conference will be held at The Westin Annapolis in Annapolis, Maryland. For more details and to register, click here. For sponsorship and exhibitor opportunities, click here.

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Hudson Cook Insights

Today's Trends in Credit Regulation

New York DFS Releases Proposed Commercial Finance Disclosure Regulations

By Katherine C. Fisher

On September 14, 2022, the New York Department of Financial Services (the "DFS") released proposed regulations implementing the New York Commercial Finance Disclosure Law (the "CFDL"). The proposed regulations are open to public comment until October 31, 2022. article continued

SDNY Holds that Revenue-Based Financing Contract is Not a Loan

By Robert F. Gage

After a series of adverse decisions against revenue-based financing providers, the U.S. District Court for the Southern District of New York has given one provider a decisive victory and, in so doing, given the industry valuable guidance that should be required reading for those who craft revenue purchase agreements. article continued

CFPB Bites of the Month - September Top 10: Happy Fall Y'all

By Eric L. Johnson, Justin B. Hosie and Byron J. Carter

In this month's Top 10 article, we share some of our top "bites" for the prior month covered during the September 21, 2022 webinar.

So, what happened last month?

Extra Bite: CFPB comments on loan cancellation related to a for-profit college article continued

Back to School: A Lesson on the Materially Misleading Debt Collection Standard

By Julia K. Whitelock

'Tis the season for returning to school and learning something new. When I was growing up, we learned the long multiplication algorithm by which you multiply numbers right to left, insert zeros along the way, write some leading digits on top rather than on the bottom, add some of those numbers for an intermediate answer, and then add those intermediate answers together to get the final answer. article continued

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