Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

August 2025

Massachusetts Data Breach Settlement: A Wake-Up Call for Rental Housing Operators

By Jay Harris

On August 19, 2025, the Massachusetts Attorney General announced a $795,000 settlement with Peabody Properties, Inc., a Braintree, Massachusetts-based property management company, over serious failures in its handling of cybersecurity breaches and breach notifications. article continued

2025 State Enforcement Recap

By Anastasia V. Caton

Until the Dodd-Frank Act, the states were at the forefront of consumer credit regulation and enforcement. The arrival of the federal Consumer Financial Protection Bureau gave the states, which typically operated within tight budget constraints, some breathing room, allowing them to focus resources elsewhere. article continued

Contractor Licensing Issue Voids Construction Loan in Georgia

By Clayton C. Swears

A recent case out of Georgia involved a contractor's licensing failure voiding the construction loan that was financing the project. However, there was a twist....well, several twists—a contractor who was also a lender, an end-of-the-world bunker, and a property that couldn't be developed. article continued

Important Compliance Notes on CCPA

By Megan C. Nicholls

On July 1, 2025, California Attorney General Rob Bonta announced a breathtaking $1.55 million settlement with the operator of a health and wellness information website. The operator is alleged to have failed to comply with certain requirements under the California Consumer Privacy Act ("CCPA"). article continued

FTC Targets Accessibility Overlays   December 2024/January 2025

Article Archive

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